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Strengthening financial security through our disciplined process and service

Our business is helping clients to identify their financial goals, dreams, and lifestyles by assessing each client individually. Our specialty is constructing and maintaining an asset strategy that is focused on an investment discipline that provides our clients with financial independence.

Maximize your IRA contributions to take advantage of tax benefits

With tax season approaching, now is a good time to review your Traditional or Roth IRA contributions before you file your taxes. You can make your 2024 contributions until April 15, 2025, and you may lower your tax bill. If you are under 50, you can maximize your IRA contributions up to $7,000. If you are 50 and older, you can contribute up to $8,000.

By maxing out your IRA contributions before the April tax deadline, you can give your money more time to deliver tax-deferred, compounded growth. Over time, that can potentially add up. Contact us to discuss the possibility of maximizing your 2024 traditional and Roth IRA contributions before April 15, 2025.

Monthly Conference Calls

Learn about our next monthly conference call here. 

Global Insight Monthly

Global Insight Monthly cover - February 2025

Power, storage,
and electrification:
A revolution

As burgeoning demand and innovation transform the energy landscape, we examine key trends that are likely to shape the future of renewable power and industrial electrification. Read the Global Insight Monthly »

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If you are not already a valued client, we invite you to experience the skill and dedication of a team built on integrity, client service and a spectrum of services for individuals, families, institutions and their assets.

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Learn more about REACH Wealth Solutions

 

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Did you know women’s sports are in a dramatic growth period? Features such as unique investment models and shorter media rights deals make it an appealing market for investors.

Did you know nearly half of primary household earners are women? Women wield incredible economic power and are inclined to use it for good; two-thirds believe they can address social issues through impact investing according to a survey sponsored by RBC Wealth Management.

Did you know that romance scams affect everyone? Contrary to some stereotypes, romance scams target a wide variety of individuals, and no one is immune to being a potential target. Message me for resources to stay informed.

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Latest Insights

2025 Tuition madness

Tuition madness: Are you saving enough for college education goals?

With the March NCAA® basketball tournaments upon us, take a look at the cost to attend these colleges and universities for the next four years. Do you have the right plan in place to support your students on their postsecondary journey?

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Disclosures

RBC Wealth Management does not provide tax or legal advice. We will work with your independent tax/legal advisor to help create a plan tailored to your specific needs.No information, including but not limited to written materials, provided by RBC WM should be construed as legal, accounting or tax advice.

Ken Cerruto is currently registered to conduct business with residents of the following states: AL, AZ, CA, CO, CT, DE, FL, GA, HI, IL, IN, KS, LA, MA, MD, ME, MI, MN, MO, NC, NH, NJ, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA, WA, WI, WV. California Insurance License # 0M54106.

Ken Cerruto, NMLS # 1609643, Scott Ramo, NMLS # 1566492, and Todd Watson, NMLS # 1540789 through City National Bank, may receive compensation from RBC Wealth Management for referring customers to City National Bank. Banking products and services are offered or issued by City National Bank, an affiliate of RBC Wealth Management, a division of RBC Capital Markets, LLC, Member NYSE/FINRA/SIPC and are subject to City National Banks terms and conditions. Products and services offered through City National Bank are not insured by SIPC. City National Bank Member FDIC.

Investment products offered through RBC Wealth Management are not FDIC insured, are not guaranteed by City National Bank and may lose value.

Scott Ramo is currently registered to conduct business with residents of the following states: AL, AZ, CA, CO, CT, DE, FL, GA, HI, IL, IN, KS, LA, MA, MD, ME, MN, MO, NC, NH, NJ, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA, WA, WI, WV. California Insurance License # 0D53917.

Todd Watson is currently registered to conduct business with residents of the following states: AZ, CA, DE, FL, GA, LA, MA, ME, NC, NJ, NY, OH, PA, RI, TX, VA. California Insurance License # 4001617.

Read additional advisor disclosures.